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UNITED Trust Bank (UTB) has launched its new Easy Access account for charities, the first time the Bank has offered a deposit account with the ability to add and withdraw funds at any time without restrictions.
The Easy Access account is currently paying a competitive, variable interest rate of 3.25% Gross/AER, giving charities flexibility, control, and a great return, making their financial planning easier and more rewarding.
The minimum deposit balance is £5,000, and the maximum is £100,000. More details on the Easy Access and other UTB accounts for charities, can be found in the product guide here.
The account is simple to open via the Charity Savings section of UTB’s website where customers will be able to find out more information and follow the link to an online application. Existing customers can message and apply through UTB’s online banking.
Great reasons to choose UTB’s Easy Access account
- Competitive 3.25% Gross AER interest rate
- UTB named ‘Best Charity Savings Account Provider’ in the 2025 Moneynet Personal Finance Awards
- Bespoke Deposit Solutions service available for customers with £1 million or more to deposit
- ‘Excellent’ Trustpilot rating
- FSCS Protected – Your funds are safe and secure
- No Fees & Flexible Access – Manage your money without restrictions
- Online Banking – Convenient access whenever you need it
- Dedicated UK-Based Specialist Team – Expert support tailored for charities
Niki Cole, Business Development Manager – Charities at United Trust Bank, commented:
“It’s a challenging time for charities which is why it’s so important to make the most of every penny they raise. UTB offers a range of competitive deposit accounts including fixed term bonds, notice and notice tracker accounts all designed to cater for a variety of charity structures. Now we have added our new Easy Access account, charities can have instant access to their money whilst still earning a great interest rate, or set up a portfolio of accounts allowing them to make the most of their cash reserves whilst retaining the liquidity they need.”




